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Staff: Karen Smyda

Director of Acquisitions


Ms. Smyda joined Merritt Capital after 21 years in the affordable housing industry, both in the public and private sector. In her 10 years at the U.S. Department of HUD in San Francisco, she was responsible for underwriting and approving Section 8 and public housing projects in the San Francisco Bay Area. As Vice President at TRI Financial Corporation (now PNC Multifamily Housing). Ms Smyda was responsible for structuring , underwriting and closing over $200 million in affordable housing loans, the majority of which were bond financed. In addition, she supervised the company’s construction loan servicing department and acted as senior advisor to the permanent loan servicing staff and the loan work-out team. Ms. Smyda holds a Bachelor of Arts degree in Philosophy from the University of San Francisco and serves on the board of Bay Area Community Services.

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